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3 Things You Should Know about Filing a Workers’ Compensation Claim Although there are some jobs that are inherently more dangerous than others, all jobs come with their own hazards and perils. Because all jobs have their own chances for accidents and injuries, workers are entitled to file for a workers’ compensation claim if they’re injured as a direct result of their job. Because not everyone knows how to file a workers’ compensation claim, the entire process can be very confusing and troubling for most. If you’re planning on filing a workers’ compensation claim, this short list should give you a better idea on what you should know about the process. 1. Limited Filing Periods – The filing period for workers’ compensation claims range from state to state, with the most common period being one month. However there are some states that require workers to file just days after the incident, and others extending their period to over two years. If you need to visit the hospital for your injuries and you don’t have any way to figure out the filing period on your own, have someone ask for you. This way, you can prepare the necessary documents and start the process before it’s too late. Your employer also has deadlines to follow, so if you want to get that settlement, be sure to file early. 2. Claims Aren’t Always Approved – There are some employers who will dispute a claim, if not because they don’t believe you, because they don’t want to make payments. This can be a very big problem if you’re trying to meet filing deadlines. So your claim doesn’t get stopped before it’s even accepted, be sure to have all the necessary documents and proof at the ready, such as the whys and hows of your injuries and the treatment and management you were given for them.
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3. Settlements Change – If your injuries need nothing more than a few stitches here and some bed rest, don’t expect your employer to have to pay for much more than just that. but if you sustained life long disabilities, if the injuries are extensive and life-altering, or if it will take a lot for you to heal from the injuries sustained, you should be able to get enough from your employer to cover the costs of the medical treatment as well as the lost salary you might incur. Consult your lawyer to get a better idea of how to compute the value of your injuries as well as anything else that might cost you in the future as a direct result of the injuries.
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Apply these three tips when you file for your workers’ compensation to get your settlement fast and easy. For an even easier process, consider getting the help of a lawyer to guide you through.